Partnering with Hearth for Customer Financing

Benefits of Using Hearth for Your Window and Door Projects

Partnering with Hearth for financing offers many benefits for both homeowners and contractors, simplifying the completion of your window and door projects without financial stress. Here’s why Hearth stands out:

Affordable Monthly Payments

Hearth allows customers to split the cost of their home improvement projects into manageable monthly payments, making quality upgrades more accessible and reducing upfront costs.

No Prepayment Penalties

Hearth’s lending partners allow customers to pay off their loans ahead of time without incurring any additional fees, saving money over time.

Clear Buying Power

When customers pre-qualify, they not only see options for their requested loan amount but also the highest amount they qualify for. This transparency empowers homeowners to consider project upgrades, maximizing the value of their investment.

No Costly Dealer Fees

Unlike traditional financing companies, which impose per-project dealer fees ranging from 3–20%, Hearth charges contractors a single annual fee for unlimited access to its financing tools.

Soft Credit Checks

Customers can pre-qualify via a co-branded Hearth form with no hard credit inquiry, so their credit score stays unaffected during the initial process.

Flexible Loan Options

Hearth connects customers to 18 lenders, with loan amounts available up to $250,000, depending on lender terms and FICO score requirements starting at 550, making financing accessible to various credit profiles.

Digital Tools for Convenience

Hearth streamlines the payment process with digital tools that enable contractors to send invoices and collect payments online. Financing links can also be added to quotes, contracts, and invoices, giving customers clear monthly payment options upfront.

Seamless Integration in the Sales Process

Discussing finances during a sale can be tough. Still, Hearth simplifies it by integrating financing options directly into every quote, contract, and invoice, giving customers clear visibility of their payment choices.

With these benefits, HHI Windows and Doors makes your home improvement projects affordable and stress-free from start to finish.

How to Apply for Financing Through Hearth

Offering financing through Hearth is simple and convenient, ensuring your window and door projects can get started without delay:

• Receive a Financing Link

We will email or text you a personalized financing link, or you can access it directly through Hearth Quotes, Contracts, or Invoices.

• Pre-Qualify Without Credit Impact

Complete a short online financing form to view your estimated monthly payment options instantly. This process does not affect your credit score. For selected qualifying homeowners, Hearth also offers 0% introductory APR credit card options with terms ranging from 6 to 18 months.

• Get Funded Quickly

Once you select your preferred payment option and apply, approved funds are typically deposited into your account in as little as 24 hours—allowing your construction project to move forward without delay.